Welcome to Trend-Watchers. These terms and conditions (“Terms and Conditions”) apply to the Site, and all of its divisions, subsidiaries, and affiliate operated Internet sites, which reference these Terms and Conditions. This website is owned and operated by Trend-Watchers

These Terms of Service (“Terms”) are provided to guide your use of and relationship with our Site, web pages, platforms, applications, and services. In these Terms, you may be addressed as “you”, “your” or “User”. The rules that follow are really important and form part of the Terms and Conditions of Service (“Terms”). If you don’t agree with these rules or any other portion of the Terms, please don’t use the Service.

We may amend these Terms at any time by posting revised Terms on the Site and/or sending you. Each revised version will state its effective date, which will be on or after the date in which it is posted or sent. Your continued use of the Services after the effective date constitutes your acceptance of the revised Terms.

You understand that by using Services, you are agreeing to be bound by these Terms, including any and all of your warranties and representations contained herein. If you do not accept these Terms in their entirety, you may not access or use the Services. If you agree to these Terms on behalf of an entity, you represent and warrant that you have the authority to bind that entity to these Terms. In that event, "you" and "your" will refer and apply to that entity.

"Account" means collectively the personal information, and credentials used by users to access Paid content and / or any communications System on the website;

"Account Settings" means an individual User’s settings with regard to the Services including, without limitation, contact information and service costs, as applicable.

“Content” means any text, graphic, image, audio, video, software, data compilation, and any other form of information capable of being stored in a computer that appears on, or forms part of this website;

"Services" means, means collectively any online facilities, tools, services or information that Trend-Watchers makes available through the website either now or in the future;

“user” means any third party that accesses the website and is not employed by Trend-Watchers and acting in the course of their employment;

“Website” means the website that you are currently using unless expressly excluded by their own terms and conditions

"Intellectual Property Rights" means, any and all right, title, and interest of every kind whatsoever, whether now known or unknown, in and to patents, trade secret rights, copyrights, trademarks, service marks, trade dress and similar rights of any type under the laws of any governmental authority, including, without limitation, all applications and registrations relating to the foregoing.

"Prohibited Advertisers" means any company that may be reasonably classified as a "multi-level marketing company" or any company that creates, produces, or distributes adware, malware, spyware, or any other software that may reasonably be classified as a "potentially unwanted program" or "PUA."

"Privacy Policy" means Trend-Watchers policy regarding privacy, which also governs your use of the Services and is incorporated herein by reference. The current version is available on our website

"Protected Content" means all non-User Generated Content included as part of the Services, including, but not limited to, text, graphics, logos, images, as well as the compilation thereof, the look and feel of the Services, including, without limitation, the text, graphics, code, and other materials contained therein.

"Terms of Service" or ("Terms") means any and all terms, conditions, obligations, covenants, representations, and warranties contained herein.

This website is offered to users who are 18 years of age or older. By using this website, you represent and warrant you are of legal age and can form a binding contract. If you don’t meet this requirement, you must not access or use the website. Trend-Watchers have the right to disable any user name, password or other identifier at any time in our sole discretion, including if, in our opinion, you violate these Terms. Where an identifier is disabled, we are not liable for losses suffered, including but not limited to the loss of any data, purchase history, or otherwise. If there is unauthorized use of your account, you may be liable for any damages or losses suffered by Trend-Watchers.

Our website provides the opportunity to empower individuals like you to make informed financial decisions. We offer a wide range of comprehensive financial services to cater to the diverse needs of our clients. Whether you require assistance with investment strategies, retirement planning, tax optimization, or insurance options, our knowledgeable experts are here to guide you every step of the way.

The following activities are prohibited on the Trend-Watchers:

Using the Trend-Watchers for any illegal or unauthorized purpose, including but not limited to infringing any intellectual property rights or other rights of any person or entity.

Posting or transmitting any material that contains viruses, Trojan horses, worms, time bombs, cancelbots, or any other harmful or deleterious software or code.

Engaging in any activities that would damage, disable, overburden or impair the Trend-Watchers website or its servers or networks. 

Using any robot, spider, scraper, or other automated means to access the Trend-Watchers for any purpose without our express written permission.

Using the Trend-Watchers to engage in any spamming or other unsolicited communications.

Using the Trend-Watchers to engage in any fraudulent or deceptive activities.

We reserve the right to terminate your access to the Trend-Watchers and/or take legal action if you engage in any of the above-prohibited activities.

Any person found to be in violation of these terms and conditions will be immediately banned from the Trend-Watchers. 

You have our permission to use Services as outlined in these Terms provided that:

· You agree not to alter or modify any part of a Service or any copyright, trademark or other proprietary notices appearing in a Service.

· You agree not to use a Service for commercial uses unless you obtain our prior written approval.

· You agree not to use, or launch, an automated system that sends more request messages to our servers in a given period of time than a human can reasonably produce in the same period by using a conventional on-line web browser. This includes, but isn’t limited to, "robots," "spiders," or "offline readers."

· You agree not to collect or harvest any personally identifiable information from the Service (e.g., account names from comments or email) or to use a Service’s Content or communication systems for solicitation purposes.

· You don’t introduce viruses, trojan horses, worms, logic bombs or other material that is malicious or technologically harmful. And you do not attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of this website, the server on which the website is stored, or any server, computer or database connected to the website.

· You don’t engage in any other conduct that restricts or inhibits anyone's use or enjoyment of our Services, or which, as determined by us, may harm us or users of our Services.

This website may contain message boards, profiles, forums, bulletin boards and other interactive features (collectively, "Interactive Services") that allow users to post, submit, publish, display or transmit (hereinafter, "post") listings, messages, pictures, text, or content (collectively, "Content") on or through the website.

You solely are responsible for the Content you post, along with the consequences of submitting and publishing Content. You represent and warrant (promise) you own all rights, consents, and permissions to post Content you submit; and if you don’t own these rights that you’ve obtained them from the legal owner.

You hereby give Trend-Watchers a worldwide, non-exclusive, royalty-free, sub-licensable and transferable license to use, reproduce, distribute, modify, prepare derivative works of, display and perform your Content in connection with this website and/or Trend-Watchers. You also grant each user of the Service a non-exclusive license to access your Content.

To be clear, the license you’ve agreed to above does not transfer ownership. It allows us to do things like highlight your listing on our homepage, promote the website and its Services, repurpose part or all of the Service in other media formats and otherwise carry out business in a way that allows users to benefit from being a part of our site.

By connecting a Service with a third-party service, like a social media service, you give us permission to access and use your information from that service as permitted by that service, and to store your login credentials from that service.

You may not use Interactive Services for (or post Content or other material that):

· is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory or otherwise objectionable, promotes sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation or age,

· infringes any patent, trademark, trade secret, copyright or other intellectual property or other rights of any other person,

· violates the legal rights of others, contains material that could give rise to any civil or criminal liability or that otherwise conflicts with these Terms or our Privacy Policy,

· violates applicable local, national, or international laws and regulations,

· is likely to deceive any person,

· promotes any illegal activity, or advocates, promotes or assists in any unlawful act,

· causes annoyance, inconvenience or needless anxiety or likely to upset, embarrass, alarm or annoy any other person,

· impersonates any person, or misrepresents your identity or affiliation with any person or organization,

· involves (or includes a link to) commercial activities or sales, such as contests, sweepstakes or other sales promotions, barter or advertising, or

· gives the impression that it comes from or is endorsed by us or any other person or entity, if this is not the case.

We may disclose information about you to a third party who claims Content you post violates their rights, including intellectual property rights or privacy rights. We may also take legal action, including without limitation referring you to law enforcement, for any illegal or unauthorized use of the website. You understand we will fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through our Services.

Termination of Use or of an Account Please note, use of our Services does not give users a continued right to use or have access to such Services. We want everyone to enjoy their experience, and consequently we reserve the right to terminate a user’s access to a Service, including a user’s account, if the user: (1) engages in predatory, bullying or unlawful behavior, (2) violates these Terms, (3) infringes on the intellectual property rights of others, or (4) infringes on the privacy rights of others. This includes the ability to remove a post that we believe is in violation of these Terms.

THE SERVICES ARE PROVIDED "AS-IS" AND WE EXPRESSLY DISCLAIM ANY IMPLIED WARRANTIES TO THE FULLEST EXTENT PROVIDED BY LAW, INCLUDING BUT NOT LIMITED TO, ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT. TO THE EXTENT APPLICABLE LAWS PROHIBIT TERMS OF USE FROM DISCLAIMING ANY IMPLIED WARRANTY, SUCH IMPLIED WARRANTY SHALL BE LIMITED TO THE MINIMUM WARRANTY PERIOD REQUIRED BY LAW, AND IF NO SUCH PERIOD IS REQUIRED, THEN THIRTY (30) DAYS FROM FIRST USE OF THE SERVICES. WE CANNOT GUARANTEE AND DO NOT PROMISE ANY SPECIFIC RESULTS FROM USE OF THE SERVICES. WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE.

IN NO EVENT WILL WE BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, LOST PROFITS ARISING OUT OF YOUR USE, OR INABILITY TO USE, THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU FURTHER AGREE TO INDEMNIFY US AND HOLD US HARMLESS FOR ANY AND ALL CLAIMS, DAMAGES, LIABILITIES AND EXPENSES IN THE EVENT THAT YOU FIND OTHER USERS' OR MEMBERS' CONTENT TO BE OFFENSIVE, HARMFUL, OBSCENE, INACCURATE AND/OR DECEPTIVE. Indemnity To the extent permitted by applicable law, you agree to defend, indemnify and hold harmless Trend-Watchers its owners, operators, affiliates, and each of its or their directors, employees, licensors, licensees, service providers, successors, permitted assignees and agents (individually and collectively Trend-Watchers) from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising or resulting from: (i) your use of and access to a Service; (ii) your violation of these Terms; (iii) your violation of any third party right, including without limitation any intellectual property right or privacy right; or (iv) any claim that your Content caused damage to a third party. To be clear, this obligation to indemnify, defend and hold us harmless will survive these Terms and your use of the applicable Service(s).

Except as explicitly stated otherwise, legal and other notices (including but not limited to notices of legal proceedings) shall be delivered to Various, Inc. by U.S. mail at 1615 S. Congress Avenue, Suite 103, Delray Beach, FL 33445, USA Attn. Legal, or to you at the email address you provided us (a) at the time you registered; (b) through a subsequent notice of an address change; or (c) through a posting through the Services. Physical notices shall be effective when received.

In the event that any provision of these Terms is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms, such determination shall not affect the validity and enforceability of any other remaining provisions.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and Trend-Watchers a result of these Terms or use of the Services.

Trend-Watchers performance of the obligations described herein is subject to existing laws and legal process, and nothing contained in these Terms is in derogation of Trend-Watchers right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Services or information provided to or gathered by Trend-Watchers with respect to such use.

Governing Law and Jurisdiction The Site shall be governed by the laws of England and Wales, including federal copyright and trademark laws, and the laws of the state of the United Kingdom applicable to contracts entered into and to be wholly performed therein without regard to conflict of laws or choice of law principles. By visiting and using the Site, you consent to the jurisdiction of the courts presiding in England and Wales, United Kingdom and you agree to accept service of process by mail. Any action based on a breach of any provision of these Terms & Conditions shall be brought exclusively in the federal or local courts presiding in the United Kingdom.

Please contact us at info@trend-watchers.com and we will always use reasonable effort to look at any and all issues dispassionately and in a timely manner.